Mortgage Programs

Condos/PUDs - We offer a multitude of products to finance condominiums (both high rise and low rise) and Planned Unit Developments (PUDs) nationwide.

Vacation and Second Home Financing - We provide exceptional service, a broad array of products, and prompt loan decisions to make your vacation home dream a reality.

Conforming Loan Amounts as well as Jumbo Mortgages up to $6 Million or More - Whether you are seeking a conforming loan or a jumbo mortgage, you can feel confident that you will receive the highest level of service and be offered the right program to meet your needs.

Interest Only Loans - Interest only mortgages do not include any repayment of the principal portion of the loan for an agreed upon period of time - called the interest only period. Interest only mortgages can offer you lower monthly payments, increased cash flow, maximum tax deductions and the ability to qualify for larger mortgages. Your loan balance will remain the same during the interest only period.

Adjustable Rate Mortgages - We offer ARMs for both short and long term mortgages. ARMs offer lower initial interest rates than fixed mortgages for a specified time, and then the rates are adjusted periodically to follow the market. These loans may be ideal if you plan to stay in your home for a short time.

Fixed Rate Mortgages - These mortgages provide you with the security of stable interest rates and monthly payments that never change. If you want the security of knowing that even if interest rates rise, your payments will remain the same, choose a fixed rate mortgage.

FHA/Low Down Payment Options - We have programs designed to meet the needs of borrowers with limited savings for a down payment.

First Time Home Buyer Programs - We offer many special programs that can help make getting a first mortgage easier than ever. We will guide you through the mortgage process, give a free mortgage affordability estimate so you know how much you can afford, and then help you select the mortgage that's right for you.

Construction Financing Programs/Land Loans - If you are building your home we have construction and land loans available. PLease call for program particulars.

Foreign Nationals - Loans programs are availalbe for clients with residency outside of the United States.